FD, RD and PPF calculator: see your maturity amount
Pick fixed deposit, recurring deposit or yearly deposit (PPF). Enter the amount, the interest rate and the years, and the calculator shows the maturity value and the interest earned. Type the rate from your bank or the latest government notification. This page does not store rates because they change. Your numbers stay in this tab.
Formulas used
| Deposit | How it is calculated |
|---|---|
| Fixed deposit (FD) | A = P × (1 + r ÷ n)^(n × t). Choose n: yearly, half-yearly, quarterly or monthly |
| Recurring deposit (RD) | Same amount every month, compounded monthly, deposit at month end |
| Yearly deposit (PPF-style) | Same amount at the start of each year, compounded yearly |
FD example: ₹1,00,000 at 7% for 5 years, compounded quarterly → maturity ≈ ₹1,41,478, interest ≈ ₹41,478.
PPF basics
- Deposit ₹500 to ₹1.5 lakh a financial year.
- 15-year term, extendable in 5-year blocks.
- Interest is compounded yearly and is tax-free. The rate is set by the government each quarter.
The calculator does not enforce these limits. It shows the growth at the rate you enter.
Tips
- Type the rate exactly as the bank quotes it. A 0.25% difference matters over 5–15 years.
- Senior citizen FD rates are usually higher. Use that rate if it applies.
- Interest shown is before tax and TDS.
Related tasks
Compare with a market-linked plan on the SIP calculator, or see a loan’s cost on the EMI calculator.